Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage: Banks + fintechs
Updated: Daily
Focus: Total repayment

Start with the loan you actually need

What VeltoHaven checks first

1

Effective borrowing cost

Flat and effective rates are not the same, so we surface the real repayment context first.
2

Eligibility signals

Tenor, salary requirements, and collateral hints are summarised before you click out.
3

OJK-aware guidance

We prioritise clear language around lender type, fees, and approval timing.

Markets

Indonesia first, with nearby Southeast Asian markets available when you want to compare regional options.

Recently added

Harbor brief

Emirates NBD Egypt Personal Loan

Emirates NBD Egypt

From APR

25.0%

Amount range

E£10k–E£2M

Decision window

Apply online, bank contacts you

Term

6–120mo

Best next step

Open the full review before applying

Before you continue

Check: No income proof required for surrogate programs

Check: Salaried employees and professionals eligible

Check: Free life insurance during the loan

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

FAB Misr Personal Loan

FAB Misr

From APR

12.0–13.8%

Amount range

E£50k–E£2M

Decision window

Callback within 1 business day

Term

6–84mo

Best next step

Open the full review before applying

Before you continue

Check: Valid national ID

Check: Salary transfer or without salary transfer options

Check: Terms and conditions apply

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Bank NXT Egypt Personal Loan

Bank NXT Egypt

From APR

12.3%

Amount range

E£10k–E£5M

Decision window

Contact bank for application

Term

6–120mo

Best next step

Open the full review before applying

Before you continue

Check: Cash finance with or without salary transfer

Check: Salaried: up to EGP 5 million, 120 months

Check: Self-employed: up to EGP 3 million, 60 months

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

SAIB Personal Loan

SAIB

From APR

9.0–10.5%

Amount range

E£5k–E£5M

Decision window

Callback within 1-2 business days

Term

6–144mo

Best next step

Open the full review before applying

Before you continue

Check: Valid national ID

Check: Minimum monthly income EGP 5,000 (employees) or EGP 20,000 (self-employed)

Check: Minimum 2 years with current employer

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HSBC Egypt Personal Finance

HSBC Egypt

From APR

16.0–17.0%

Amount range

E£10k–E£3M

Decision window

Callback within 48 hours of application

Term

6–120mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum monthly income EGP 10,000

Check: Valid national ID

Check: Salary or instalment transfer options available

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Banque Misr Personal Loan

Banque Misr

From APR

10.87–11.74%

Amount range

E£10k–E£7M

Decision window

1-3 business days

Term

6–72mo

Best next step

Open the full review before applying

Before you continue

Check: Valid national ID

Check: Minimum income documentation

Check: Salary transfer optional

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

CIB Egypt Personal Loan

CIB Egypt

From APR

14.0–34.5%

Amount range

E£10k

Decision window

A bank representative contacts applicants within 48 hours

Term

12–96mo

Best next step

Open the full review before applying

Before you continue

Check: Age 21 to 60 at maturity

Check: Minimum net salary EGP 10,000

Check: Valid national ID and income documents

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HDB Personal Loan

Housing & Development Bank

From APR

—

Amount range

E£10k–E£1M

Decision window

Contact bank or apply online

Term

6–120mo

Best next step

Open the full review before applying

Before you continue

Check: Payroll customers: up to EGP 1 million, 10 years

Check: Non-payroll customers: up to EGP 500,000, 5 years

Check: Free insurance coverage against death

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Crédit Agricole Egypt Personal Loan

Crédit Agricole Egypt

From APR

—

Amount range

E£10k–E£4M

Decision window

Callback within 1 business day

Term

6–84mo

Best next step

Open the full review before applying

Before you continue

Check: Valid national ID

Check: Minimum documentation required

Check: Free life insurance included

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

NBK Egypt Personal Finance Options

National Bank of Kuwait - Egypt

From APR

—

Amount range

E£10k–E£750k

Decision window

Contact bank for application

Term

6–84mo

Best next step

Open the full review before applying

Before you continue

Check: Valid national ID

Check: Minimum income documentation

Check: Salary transfer may be required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

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