Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage: Banks + fintechs
Updated: Daily
Focus: Total repayment

Start with the loan you actually need

What VeltoHaven checks first

1

Effective borrowing cost

Flat and effective rates are not the same, so we surface the real repayment context first.
2

Eligibility signals

Tenor, salary requirements, and collateral hints are summarised before you click out.
3

OJK-aware guidance

We prioritise clear language around lender type, fees, and approval timing.

Markets

Indonesia first, with nearby Southeast Asian markets available when you want to compare regional options.

Recently added

Harbor brief

RBA Gotovinski kredit

Raiffeisenbank Austria (RBA)

From APR

5.0–6.16%

Amount range

€1k–€40k

Decision window

Online u mojaRBA aplikaciji

Term

12–120mo

Best next step

Open the full review before applying

Before you continue

Check: RBA tekući račun

Check: Primanja u RBA za iznos preko 15.000 EUR

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

PBZ Nenamjenski kredit

Privredna banka Zagreb (PBZ)

From APR

4.78–6.97%

Amount range

€1k–€44k

Decision window

Online putem PBZ mobilnog bankarstva

Term

12–120mo

Best next step

Open the full review before applying

Before you continue

Check: PBZ tekući račun

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

OTP Banka Gotovinski kredit

OTP Banka

From APR

4.99–6.59%

Amount range

€1k–€40k

Decision window

Klik kredit dostupan online

Term

12–120mo

Best next step

Open the full review before applying

Before you continue

Check: OTP tekući račun

Check: Kamatna stopa ovisi o suradnji s bankom

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Zagrebačka banka Gotovinski kredit

Zagrebačka banka (ZABA)

From APR

5.19–6.7%

Amount range

€1k–€50k

Decision window

Online putem m-zabe

Term

12–120mo

Best next step

Open the full review before applying

Before you continue

Check: Bez instrumenata osiguranja

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Erste Bank Gotovinski kredit

Erste Bank

From APR

5.5–6.09%

Amount range

€1k–€40k

Decision window

Online putem George aplikacije

Term

12–120mo

Best next step

Open the full review before applying

Before you continue

Check: Erste tekući račun

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Addiko Gotovinski kredit

Addiko Bank

From APR

2.95–6.0%

Amount range

€1k–€50k

Decision window

Brza obrada zahtjeva

Term

12–120mo

Best next step

Open the full review before applying

Before you continue

Check: Bez depozita i učešća

Check: Bez jamaca

Check: Bez obveze prijenosa primanja

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

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