Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage: Banks + fintechs
Updated: Daily
Focus: Total repayment

Start with the loan you actually need

What VeltoHaven checks first

1

Effective borrowing cost

Flat and effective rates are not the same, so we surface the real repayment context first.
2

Eligibility signals

Tenor, salary requirements, and collateral hints are summarised before you click out.
3

OJK-aware guidance

We prioritise clear language around lender type, fees, and approval timing.

Markets

Indonesia first, with nearby Southeast Asian markets available when you want to compare regional options.

Recently added

Harbor brief

ICICI Bank Personal Loan

ICICI Bank

From APR

10.25–19.0%

Amount range

₹50k–₹5M

Decision window

Same day

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Indian citizen

Check: Age 23-58

Check: Salaried or self-employed

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HDFC Bank New Car Loan

HDFC Bank

From APR

8.15%

Amount range

₹100k–₹2.5M

Decision window

Loan disbursal in as little as 30 minutes

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Salaried or self-employed applicant

Check: Minimum age 21

Check: Minimum income ₹3 lakh per annum

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

PNB Saraswati Education Loan

Punjab National Bank

From APR

6.85–11.6%

Amount range

₹100k–₹5M

Decision window

7-14 business days

Term

12–180mo

Best next step

Open the full review before applying

Before you continue

Check: Resident Indian

Check: Admission through entrance test or merit-based selection

Check: Parent/guardian as joint borrower

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Tata Capital Personal Loan

Tata Capital

From APR

10.5–24.0%

Amount range

₹75k–₹3.5M

Decision window

Same day

Term

12–72mo

Best next step

Open the full review before applying

Before you continue

Check: Indian citizen

Check: Age 22-58

Check: Salaried with ₹25,000+/month

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

ICICI Bank Two Wheeler Loan

ICICI Bank

From APR

10.0–17.0%

Amount range

₹25k–₹500k

Decision window

Shown on full review

Term

—

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Axis Bank Education Loan

Axis Bank

From APR

6.9–13.5%

Amount range

₹50k–₹7.5M

Decision window

5-7 business days

Term

12–180mo

Best next step

Open the full review before applying

Before you continue

Check: Indian national

Check: Admission to recognised institution in India or abroad

Check: Parent/guardian as co-applicant

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

SBI Personal Loan - Low Rates from India's Largest Bank

State Bank of India (SBI)

From APR

10.0–15.65%

Amount range

₹50k–₹2M

Decision window

1-2 business days

Term

12–72mo

Best next step

Open the full review before applying

Before you continue

Check: Indian citizen

Check: Age 21-58

Check: Salaried or self-employed

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Axis Bank Car Loan

Axis Bank

From APR

8.75–12.5%

Amount range

₹100k

Decision window

Shown on full review

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Indian resident

Check: Salaried or self-employed

Check: Age 21-70

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

ICICI Bank Education Loan

ICICI Bank

From APR

8.5–13.0%

Amount range

₹100k

Decision window

3-7 business days

Term

12–144mo

Best next step

Open the full review before applying

Before you continue

Check: Indian national

Check: Admission to recognised institution in India or abroad

Check: Co-applicant required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Poonawalla Fincorp Personal Loan

Poonawalla Fincorp

From APR

9.0–22.0%

Amount range

₹50k–₹2.5M

Decision window

10 minutes

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Indian citizen

Check: Age 21-58

Check: Salaried with ₹18,000+/month

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

SBI Two Wheeler Loan

State Bank of India

From APR

9.8–14.65%

Amount range

₹20k–₹300k

Decision window

Shown on full review

Term

—

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HDFC Bank Education Loan

HDFC Bank

From APR

10.5–13.5%

Amount range

₹100k–₹5M

Decision window

3-5 business days

Term

12–180mo

Best next step

Open the full review before applying

Before you continue

Check: Indian national aged 16-35

Check: Admission to recognised institution

Check: Co-applicant (parent/guardian) required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

IDFC FIRST Bank Personal Loan

IDFC FIRST Bank

From APR

10.49–24.0%

Amount range

₹20k–₹4M

Decision window

Same day

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Indian citizen

Check: Age 21-58

Check: Minimum salary ₹20,000/month

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HDFC Bank Two Wheeler Loan

HDFC Bank

From APR

9.5–16.5%

Amount range

₹25k–₹500k

Decision window

Shown on full review

Term

—

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

SBI Student Loan Scheme

State Bank of India

From APR

6.9–9.9%

Amount range

₹100k–₹5M

Decision window

15 business days

Term

12–180mo

Best next step

Open the full review before applying

Before you continue

Check: Indian national

Check: Admission to recognised institution in India or abroad

Check: Parent/guardian as co-borrower

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank

From APR

10.25–24.0%

Amount range

₹50k–₹4M

Decision window

Same day

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Indian citizen

Check: Age 21-60

Check: Salaried with ₹25,000+/month or self-employed

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Hero FinCorp Two Wheeler Loan

Hero FinCorp

From APR

11.0–19.0%

Amount range

₹15k–₹300k

Decision window

Shown on full review

Term

—

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Canara Bank Vidya Turant Education Loan

Canara Bank

From APR

7.25–10.1%

Amount range

₹100k

Decision window

5-10 business days

Term

12–180mo

Best next step

Open the full review before applying

Before you continue

Check: Indian national

Check: Admission to recognised institution

Check: Parent/guardian as co-borrower

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HDFC Bank Personal Loan

HDFC Bank

From APR

9.99–21.0%

Amount range

₹50k–₹5M

Decision window

Same day

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Indian citizen

Check: Age 21-60

Check: Salaried or self-employed

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

SBI New Car Loan

State Bank of India

From APR

8.9–9.85%

Amount range

₹100k

Decision window

Quick disbursement after approval

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Aged 21 to 70

Check: Net annual income at least ₹3 lakh

Check: Regular income and credit assessment

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Latest from the blog

ICICI vs SBI: The Personal Loan Showdown

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