Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage
Banks + fintechs
Updated
Daily
Focus
Total repayment
Start with the loan you actually need

Recently added

Harbor brief

QuickCheck Personal Loan

QuickCheck

From APR

60.0%

Amount range

₦1.5k–₦1M

Decision window

5 minutes

Term

1–12mo

Best next step

Open the full review before applying

Before you continue

Check: No collateral; smartphone app application

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Branch Personal Loan

Branch

From APR

36.0–99.0%

Amount range

₦6k–₦1M

Decision window

minutes to 24 hours

Term

4–52mo

Best next step

Open the full review before applying

Before you continue

Check: Phone number or Facebook account, ID number, and mobile money or bank account

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

GTBank Salary Advance Personal Loan

GTBank

From APR

35.4%

Amount range

₦5k–₦5M

Decision window

instant

Term

1–12mo

Best next step

Open the full review before applying

Before you continue

Check: Salary account holder with 6 months salary history, ₦20,000 monthly lodgement, ₦30,000 net salary minimum, clean credit bureau report

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Carbon Personal Loan

Carbon

From APR

54–195%

Amount range

₦2.5k–₦1M

Decision window

minutes

Term

2–12mo

Best next step

Open the full review before applying

Before you continue

Check: No collateral; no guarantor; no paperwork

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

First Bank of Nigeria Personal Loan

First Bank of Nigeria

From APR

20.0–28.0%

Amount range

₦200k

Decision window

bank review and disbursement to salary account

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Salary account with FirstBank; employer salary domiciliation letter; minimum documentation; credit insurance premium required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

UBA Personal Loan

UBA

From APR

28.5–32.0%

Amount range

₦200k

Decision window

Bank review and disbursement to salary account

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Functional salary account and last 6 months pay slip plus bank statement indicating salary inflows

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Kuda Bank Overdraft

Kuda

From APR

30.0–108.0%

Amount range

₦5k–₦250k

Decision window

minutes

Term

1–12mo

Best next step

Open the full review before applying

Before you continue

Check: Kuda app account required; monthly installment repayment; no paperwork

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Renmoney Personal Loan

Renmoney

From APR

25.44–31.8%

Amount range

₦50k

Decision window

fast app-based approval

Term

3–24mo

Best next step

Open the full review before applying

Before you continue

Check: Digital application through the Renmoney app; identity and income checks may apply

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

FairMoney Personal Loan

FairMoney

From APR

24–456%

Amount range

₦1.5k–₦5M

Decision window

5 minutes

Term

1–36mo

Best next step

Open the full review before applying

Before you continue

Check: Monthly income of ₦1,000+; no collateral; no physical paperwork

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Stanbic IBTC Personal Loan

Stanbic IBTC

From APR

48.0%

Amount range

₦100k

Decision window

instant approval

Term

6–24mo

Best next step

Open the full review before applying

Before you continue

Check: Salary paid into a Stanbic IBTC account; minimum net monthly income of ₦50,000; credit and affordability checks

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

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