Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage: Banks + fintechs
Updated: Daily
Focus: Total repayment

Start with the loan you actually need

What VeltoHaven checks first

1

Effective borrowing cost

Flat and effective rates are not the same, so we surface the real repayment context first.
2

Eligibility signals

Tenor, salary requirements, and collateral hints are summarised before you click out.
3

OJK-aware guidance

We prioritise clear language around lender type, fees, and approval timing.

Markets

Indonesia first, with nearby Southeast Asian markets available when you want to compare regional options.

Recently added

Harbor brief

Sanima Bank Personal Loan

Sanima Bank

From APR

6.55–8.55%

Amount range

Rs100k–Rs7.5M

Decision window

Standard processing, documentation required

Term

≤60mo

Best next step

Open the full review before applying

Before you continue

Check: Nepalese citizen

Check: Salaried or professional income

Check: Citizenship certificate

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

NIC ASIA Bank Personal Loan

NIC ASIA Bank

From APR

6.8–8.8%

Amount range

Rs100k–Rs1.5M

Decision window

Standard processing, 2-3 working days

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Nepalese resident

Check: Salaried income, pensioner, or professional

Check: Age 23 minimum

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Laxmi Sunrise Bank Personal Loan

Laxmi Sunrise Bank

From APR

5.99–7.99%

Amount range

Rs100k–Rs1.5M

Decision window

Standard processing

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Nepalese citizen

Check: Salaried or professional income

Check: Citizenship certificate

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Nepal Bank Personal Term Loan

Nepal Bank Limited

From APR

6.95–7.95%

Amount range

Rs100k–Rs1.5M

Decision window

Standard processing, government bank pace

Term

12–120mo

Best next step

Open the full review before applying

Before you continue

Check: Nepalese citizen

Check: Salaried or professional income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Global IME Bank Personal Loan

Global IME Bank

From APR

6.17–8.17%

Amount range

Rs100k–Rs1.5M

Decision window

Standard processing

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Nepalese citizen

Check: Salaried or professional income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Nabil Bank Professional Loan

Nabil Bank

From APR

5.99–7.99%

Amount range

Rs100k–Rs1.5M

Decision window

Quick disbursal with minimal documentation

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Nepalese citizen

Check: Salaried individual

Check: Citizenship certificate

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Himalayan Bank Personal Loan

Himalayan Bank

From APR

5.95–9.45%

Amount range

Rs100k–Rs5M

Decision window

Standard processing, collateral evaluation required

Term

≤84mo

Best next step

Open the full review before applying

Before you continue

Check: Nepalese citizen

Check: Collateral/security required (property mortgage)

Check: Salaried or professional income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

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