Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage
Banks + fintechs
Updated
Daily
Focus
Total repayment
Start with the loan you actually need

Recently added

Harbor brief

SBS Bank Home Loan

SBS Bank

From APR

4.19–6.39%

Amount range

—

Decision window

Shown on full review

Term

6–360mo

Best next step

Open the full review before applying

Before you continue

Check: Residential home loans typically need at least 20% equity
Check: Residential investing lending typically needs at least 30% equity
Check: First Home Loans can be available with at least 5% equity

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

ASB Personal Loan

ASB

From APR

12.9–19.95%

Amount range

NZ$2k–NZ$50k

Decision window

Shown on full review

Term

6–84mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Westpac Car Loan

Westpac New Zealand

From APR

6.49–12.99%

Amount range

NZ$2k–NZ$50k

Decision window

1-3 business days

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: NZ resident
Check: Aged 18+
Check: Westpac account

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Instant Finance Debt Consolidation Loan

Instant Finance

From APR

9.95–29.95%

Amount range

NZ$500–NZ$50k

Decision window

Money within 24 hours of approval

Term

3–84mo

Best next step

Open the full review before applying

Before you continue

Check: Credit assessment based on income and overall financial situation

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Harmoney Personal Loan

Harmoney

From APR

7.99–24.99%

Amount range

NZ$2k–NZ$100k

Decision window

Quote in minutes, funding can be as fast as 9 minutes

Term

36–84mo

Best next step

Open the full review before applying

Before you continue

Check: At least 18 years old
Check: NZ citizen, permanent resident, or Australian citizen
Check: No defaults on credit file

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Instant Finance Car Loan

Instant Finance

From APR

9.95–29.95%

Amount range

NZ$2k–NZ$50k

Decision window

Fast online approval

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: NZ citizen or permanent resident
Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Kiwibank Personal Loan

Kiwibank

From APR

12.99–18.99%

Amount range

NZ$2k–NZ$30k

Decision window

Shown on full review

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

ASB Car Loan

ASB Bank

From APR

12.95%

Amount range

NZ$2k–NZ$50k

Decision window

1-3 business days

Term

6–84mo

Best next step

Open the full review before applying

Before you continue

Check: NZ resident
Check: Aged 18+
Check: ASB account holder

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Instant Finance Personal Loan

Instant Finance

From APR

9.95–29.95%

Amount range

NZ$500–NZ$50k

Decision window

Shown on full review

Term

3–84mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Harmoney Car Loan

Harmoney

From APR

7.99–24.99%

Amount range

NZ$2k–NZ$100k

Decision window

Rate check with no credit score impact

Term

36–84mo

Best next step

Open the full review before applying

Before you continue

Check: NZ or Australian citizen
Check: No defaults on credit file
Check: Full-time or permanent part-time employment

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

ANZ Personal Loans

ANZ

From APR

13.9%

Amount range

NZ$3k–NZ$50k

Decision window

Decision within 5 business days, same-day funding once approved

Term

6–84mo

Best next step

Open the full review before applying

Before you continue

Check: At least 18 years old
Check: Regular income
Check: Enough money left after expenses for repayments

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

MTF Finance Car Loan

MTF Finance

From APR

8.95–19.95%

Amount range

NZ$2k–NZ$100k

Decision window

Same day decision

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: NZ resident
Check: Aged 18+
Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

The Co-operative Bank Personal Loan

The Co-operative Bank

From APR

9.95–17.75%

Amount range

NZ$1k–NZ$50k

Decision window

Shown on full review

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

UDC Finance Car Loan

UDC Finance

From APR

8.55–11.7%

Amount range

NZ$5k–NZ$100k

Decision window

Apply online or through dealer network

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: NZ citizen or permanent resident
Check: Age 18+
Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Westpac Personal Loan

Westpac

From APR

7.99–13.9%

Amount range

NZ$2k–NZ$50k

Decision window

Shown on full review

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

ANZ Car Loan

ANZ New Zealand

From APR

13.9%

Amount range

NZ$3k–NZ$50k

Decision window

Within 5 business days

Term

6–84mo

Best next step

Open the full review before applying

Before you continue

Check: NZ resident
Check: Aged 18+
Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

SBS Bank Personal Loan

SBS Bank

From APR

11.5–15.5%

Amount range

NZ$1k–NZ$30k

Decision window

1-3 business days

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: NZ citizen or permanent resident
Check: Age 18+
Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

AA Money Car Loan

AA Money

From APR

9.4–12.15%

Amount range

NZ$5k–NZ$75k

Decision window

Quick online application

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: NZ citizen or permanent resident
Check: Regular income
Check: Minimum age 18

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

BNZ Personal Loan

BNZ

From APR

13.9–19.9%

Amount range

NZ$2k–NZ$50k

Decision window

Shown on full review

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

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