Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage
Banks + fintechs
Updated
Daily
Focus
Total repayment
Start with the loan you actually need

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Harbor brief

RCBC Pasado Loan

RCBC

From APR

19.0–34.0%

Amount range

₱20k–₱5M

Decision window

fast processing

Term

3–60mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱15,000
Check: Employed or self-employed
Check: At least 2 years work experience

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Metrobank Personal Loan

Metrobank

From APR

25.98–36.74%

Amount range

₱20k–₱2M

Decision window

7 banking days

Term

12–36mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱15,000
Check: At least 2 years with current employer
Check: Valid government-issued ID

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Tonik Quick Loan - Fast Digital Personal Loans

Tonik

From APR

—

Amount range

₱5k–₱50k

Decision window

Instant in-app

Term

6–12mo

Best next step

Open the full review before applying

Before you continue

Check: Filipino citizen 21-55 years old
Check: Tonik bank account holder
Check: Minimum credit score

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

SB Finance Personal Loan

SB Finance

From APR

39.43%

Amount range

₱30k–₱3M

Decision window

1-3 business days

Term

12–36mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
Check: Filipino citizen 21-60 years old
Check: Employed or self-employed

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

BDO Personal Loan

BDO

From APR

25.98–26.76%

Amount range

₱10k–₱2M

Decision window

5-7 banking days

Term

6–36mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱15,000
Check: At least 2 years with current employer
Check: Valid government-issued ID

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

UnionBank Personal Loan

UnionBank

From APR

25.0–36.0%

Amount range

₱20k–₱2M

Decision window

3-5 banking days

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱15,000
Check: Employed or self-employed
Check: Filipino citizen 21-65 years old

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

BPI Personal Loan

BPI

From APR

25.03–28.67%

Amount range

₱20k–₱3M

Decision window

2-3 banking days

Term

12–36mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱15,000
Check: At least 1 year with current employer
Check: Valid government-issued ID

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

CTBC Bank Salary Stretch Personal Loan

CTBC Bank Philippines

From APR

—

Amount range

₱20k–₱2M

Decision window

within 5 banking days

Term

6–36mo

Best next step

Open the full review before applying

Before you continue

Check: Salaried employee
Check: Minimum gross monthly income ₱15,000
Check: At least 1 year with current employer

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

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Looking for a loan that fits your paycheck schedule? CTBC Bank's Salary Stretch might be the answer, but watch out for the fees.