Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage
Banks + fintechs
Updated
Daily
Focus
Total repayment
Start with the loan you actually need

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Harbor brief

BDO Personal Loan

BDO

From APR

25.98–26.76%

Amount range

₱10k–₱2M

Decision window

5-7 banking days

Term

6–36mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱15,000
Check: At least 2 years with current employer
Check: Valid government-issued ID

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

BPI Personal Loan

BPI

From APR

28.67–31.72%

Amount range

₱20k–₱3M

Decision window

2-3 banking days

Term

12–36mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱15,000
Check: At least 1 year with current employer
Check: Valid government-issued ID

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

PSBank Flexi Personal Loan

PSBank

From APR

41.29–42.88%

Amount range

₱20k–₱250k

Decision window

5-9 working days

Term

24–36mo

Best next step

Open the full review before applying

Before you continue

Check: Age 22 to 54 at time of application
Check: Employed: at least 2 years permanent status with 1 year at current employer
Check: Self-employed: business operating profitably for the last 3 years

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

CIMB Personal Loan

CIMB

From APR

18.0%

Amount range

₱30k–₱1M

Decision window

Varies (app-based credit assessment)

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Filipino citizen and non-US person
Check: 21 years old up to 65 at loan maturity
Check: Minimum gross monthly income ₱15,000

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

UnionBank Personal Loan

UnionBank

From APR

31.22–31.98%

Amount range

₱20k–₱2M

Decision window

3-5 banking days

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱15,000
Check: Employed or self-employed
Check: Filipino citizen 21-65 years old

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Metrobank Personal Loan

Metrobank

From APR

30.52–33.32%

Amount range

₱20k–₱2M

Decision window

7 banking days

Term

12–36mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱15,000
Check: At least 2 years with current employer
Check: Valid government-issued ID

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

SB Finance Personal Loan

SB Finance

From APR

39.43%

Amount range

₱30k–₱3M

Decision window

1-3 business days

Term

12–36mo

Best next step

Open the full review before applying

Before you continue

Check: Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
Check: Filipino citizen 21-60 years old
Check: Employed or self-employed

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

EastWest Personal Loan

EastWest Bank

From APR

39.82–47.03%

Amount range

₱25k–₱3M

Decision window

5-7 banking days

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Filipino citizen or permanent-resident foreigner
Check: At least 21 years old at application and not older than 65 at loan maturity
Check: Minimum gross monthly income ₱25,000

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

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