Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage
Banks + fintechs
Updated
Daily
Focus
Total repayment
Start with the loan you actually need

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Harbor brief

UBL CashPlus Personal Loan

UBL

From APR

23.0–28.0%

Amount range

Rp50k–Rp3M

Decision window

2-5 business days

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national
Check: Salaried or self-employed
Check: Quick processing

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Allied Personal Finance

Allied Bank

From APR

21.5–28.0%

Amount range

Rp30k–Rp3M

Decision window

3-5 business days

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
Check: Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
Check: Min 6 months banking relationship

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HBL Personal Loan

HBL

From APR

21.5–27.0%

Amount range

Rp50k–Rp3M

Decision window

2-5 business days

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national
Check: Salaried or self-employed
Check: No collateral or guarantor required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

MCB Personal Loan

MCB Bank

From APR

21.5–27.5%

Amount range

Rp50k–Rp2M

Decision window

3-5 business days

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Salaried (private sector, government, armed forces)
Check: Existing credit history with any bank
Check: Existing MCB Car4U customer (1+ year)

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Standard Chartered Personal Loan

Standard Chartered

From APR

22.0–28.0%

Amount range

Rp50k–Rp3M

Decision window

2-5 business days

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Salaried or self-employed
Check: Minimum income requirements apply
Check: No collateral required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Latest from the blog

Top Personal Loans for Freelancers in Indonesia

Discover the best personal loans tailored for Indonesian freelancers. Compare rates, terms, and find the right fit for your financial needs.