Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage
Banks + fintechs
Updated
Daily
Focus
Total repayment
Start with the loan you actually need

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Harbor brief

Standard Chartered Personal Loan

Standard Chartered

From APR

22.0–28.0%

Amount range

Rs30k–Rs4M

Decision window

10 working days

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national aged 21+ (salaried) or 25+ (self-employed)
Check: Valid CNIC
Check: Active email and Pakistan mobile number

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Faysal Islami Personal Finance

Faysal Bank

From APR

30.0%

Amount range

Rs50k–Rs4M

Decision window

Via branch or call 021 111 06 06 06

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national
Check: Age 18-70 at maturity
Check: Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Bank Alfalah Personal Loan

Bank Alfalah

From APR

29.8–35.0%

Amount range

Rs50k–Rs3M

Decision window

Instant via Alfa App (60 seconds for eligible)

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national
Check: Age 21-60 (salaried)
Check: Salaried, self-employed, landlords, housewives, or retired

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

MCB Personal Loan

MCB Bank

From APR

25.36–27.36%

Amount range

Rs50k–Rs2M

Decision window

3-5 business days

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Salaried (private sector, government, armed forces)
Check: Existing credit history with any bank
Check: MCB salary account (1+ year) or existing MCB Car4U customer

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

JS Bank CashAsaan Personal Loan

JS Bank

From APR

26.0–30.0%

Amount range

Rs60k–Rs4M

Decision window

Same day via JS Mobile

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national
Check: Age 21-60 (salaried)
Check: Minimum salary PKR 70,000/month

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Allied Personal Finance

Allied Bank

From APR

28.8–29.8%

Amount range

Rs30k–Rs3M

Decision window

3-5 business days

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
Check: Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
Check: Min 6 months banking relationship

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HBL Personal Loan

HBL

From APR

21.36–35.99%

Amount range

Rs25k–Rs3M

Decision window

Via HBL Mobile App

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national
Check: Salaried or self-employed
Check: No collateral or guarantor required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

UBL CashPlus Personal Loan

UBL

From APR

23.0–28.0%

Amount range

Rs50k–Rs3M

Decision window

2-5 business days

Term

12–48mo

Best next step

Open the full review before applying

Before you continue

Check: Pakistani national
Check: Salaried or self-employed
Check: CNIC required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

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Top Personal Loans for Freelancers in Indonesia

Discover the best personal loans tailored for Indonesian freelancers. Compare rates, terms, and find the right fit for your financial needs.