Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage
Banks + fintechs
Updated
Daily
Focus
Total repayment
Start with the loan you actually need

Recently added

Harbor brief

DBS Car Loan

DBS Bank

From APR

2.78–3.5%

Amount range

Rp10k–Rp200k

Decision window

In-principle approval within 1 hour

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Singapore citizen or PR
Check: Minimum age 21
Check: Minimum annual income SGD 30,000

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

DBS Debt Consolidation Plan

Lender overview

From APR

—

Amount range

—

Decision window

Shown on full review

Term

—

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Standard Chartered CashOne Personal Loan

Standard Chartered

From APR

3.5–14.0%

Amount range

Rp5k–Rp250k

Decision window

Within 1 business day

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Singapore citizen or PR or foreigner with EP
Check: Age 21-65
Check: Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Standard Chartered Home Loan

Lender overview

From APR

—

Amount range

—

Decision window

Shown on full review

Term

—

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

OCBC Car Loan

OCBC Bank

From APR

2.48–3.5%

Amount range

Rp10k–Rp200k

Decision window

Within 1 business day

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Singapore citizen or PR
Check: Minimum age 21
Check: Minimum annual income SGD 30,000

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

OCBC Personal Loan

OCBC Bank

From APR

3.99–12.0%

Amount range

Rp5k–Rp250k

Decision window

Within 1 business day

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Singapore citizen or PR or foreigner with EP/SP
Check: Age 21-65
Check: Min annual income SGD 30,000

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

DBS Home Loan

Lender overview

From APR

—

Amount range

—

Decision window

Shown on full review

Term

—

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Maybank Car Loan

Maybank Singapore

From APR

5.24–5.81%

Amount range

Rp10k–Rp150k

Decision window

Quick digital application

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Age 21+
Check: Singapore citizen, PR, or foreigner
Check: Valid driving licence

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HSBC Personal Instalment Loan

HSBC Singapore

From APR

2.5–12.0%

Amount range

Rp5k–Rp100k

Decision window

1-3 business days

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Singapore citizen or PR or foreigner with EP
Check: Age 21-65
Check: Min annual income SGD 40,000

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Hong Leong Finance Car Loan

Hong Leong Finance

From APR

5.24–5.81%

Amount range

Rp20k–Rp150k

Decision window

Fast approval with dedicated specialist

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Age 21+
Check: Singaporean, PR, or foreigner
Check: Purchasing brand new vehicle

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

DBS Personal Loan

DBS Bank

From APR

3.22–12.0%

Amount range

Rp3k–Rp200k

Decision window

Instant approval for existing customers

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Singapore citizen or PR or foreigner with valid work pass
Check: Age 21-65
Check: Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

UOB Car Loan: Flexible Financing for Your Vehicle

UOB

From APR

2.78–3.88%

Amount range

Rp10k–Rp500k

Decision window

In-principle approval within 1 business day

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Singapore citizen or PR
Check: Age 21+
Check: Min income S$30,000/year

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

UOB Personal Loan

UOB

From APR

3.54–12.0%

Amount range

Rp5k–Rp200k

Decision window

Within 1 business day

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Singapore citizen or PR or foreigner with EP
Check: Age 21-65
Check: Min annual income SGD 30,000

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

CIMB Personal Loan

CIMB Bank

From APR

3.0–12.0%

Amount range

Rp5k–Rp200k

Decision window

Same day

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Singapore citizen or PR or foreigner with EP
Check: Age 21-65
Check: Min annual income SGD 30,000

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Latest from the blog

Standard Chartered CashOne: Low Rates, But Is It Worth It?

With a tempting 1% APR and up to S$7,500 cashback, Standard Chartered's CashOne Loan sounds like a steal. But watch out for the first-year fee.