Indonesia loan comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Coverage: Banks + fintechs
Updated: Daily
Focus: Total repayment

Start with the loan you actually need

What VeltoHaven checks first

1

Effective borrowing cost

Flat and effective rates are not the same, so we surface the real repayment context first.
2

Eligibility signals

Tenor, salary requirements, and collateral hints are summarised before you click out.
3

OJK-aware guidance

We prioritise clear language around lender type, fees, and approval timing.

Markets

Indonesia first, with nearby Southeast Asian markets available when you want to compare regional options.

Recently added

Harbor brief

TPBank Home Loan

TPBank

From APR

6.9%

Amount range

—

Decision window

Fast review, often within 24 hours

Term

≤360mo

Best next step

Open the full review before applying

Before you continue

Check: Collateral required

Check: Property documents

Check: Income documentation

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

TPBank Car Loan

TPBank

From APR

7.3–12.0%

Amount range

—

Decision window

Phê duyệt nhanh qua app TPBank

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen

Check: Age 18-60

Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

MB Bank Personal Loan

MB Bank

From APR

8.0–14.0%

Amount range

Rp5M

Decision window

Shown on full review

Term

6–48mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

ACB Car Loan

ACB

From APR

5.2–10.5%

Amount range

—

Decision window

Phê duyệt nhanh

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen

Check: Age 18-65

Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

BIDV Personal Loan

BIDV

From APR

7.0–12.5%

Amount range

—

Decision window

Shown on full review

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Vietcombank Car Loan

Vietcombank

From APR

4.8–11.5%

Amount range

—

Decision window

3-5 ngày làm việc

Term

12–96mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen

Check: Age 18-60

Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Vietcombank Personal Loan

Vietcombank

From APR

7.5–12.0%

Amount range

—

Decision window

Shown on full review

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HDBank Car Loan

HDBank

From APR

6.9–11.0%

Amount range

—

Decision window

Phê duyệt trong 3-5 ngày

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen

Check: Age 18-65

Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

HSBC Vietnam Personal Loan

HSBC Vietnam

From APR

6.0–15.0%

Amount range

—

Decision window

1-3 business days

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen or foreigner with work permit

Check: Age 21-55

Check: Minimum salary VND 10M

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

BIDV Car Loan for Personal and Business Vehicles

BIDV

From APR

6.5–11.0%

Amount range

—

Decision window

3-5 ngày làm việc

Term

12–96mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen

Check: Age 18-65

Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Home Credit Cash Loan

Home Credit Vietnam

From APR

9.0–33.94%

Amount range

Rp5M

Decision window

Within 30 minutes

Term

3–57mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen

Check: Age 20-60

Check: Valid CCCD/CMND

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

MB Bank Car Loan

MB Bank

From APR

7.0–12.0%

Amount range

—

Decision window

1-3 business days

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese resident

Check: Aged 18+

Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Techcombank Personal Loan

Techcombank

From APR

12.9–20.0%

Amount range

—

Decision window

1-3 business days

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen

Check: Age 22-60

Check: Stable salary from VND 5M/month

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Techcombank Car Loan for New and Used Vehicles

Techcombank

From APR

6.8–11.0%

Amount range

—

Decision window

Decision in as little as 2 minutes

Term

12–96mo

Best next step

Open the full review before applying

Before you continue

Check: Vehicle purchase documents

Check: Income proof

Check: Collateral required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

VPBank Personal Loan

VPBank

From APR

14.4–24.0%

Amount range

—

Decision window

1-2 business days

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen

Check: Age 22-60

Check: Stable income

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

VPBank Car Loan: Flexible Financing for Vehicles

VPBank

From APR

5.8–12.0%

Amount range

—

Decision window

About 5 minutes

Term

12–96mo

Best next step

Open the full review before applying

Before you continue

Check: Vehicle purchase documents

Check: Income documentation

Check: Collateral required

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

Agribank Personal Loan

Agribank

From APR

7.0–11.5%

Amount range

Rp5M

Decision window

Shown on full review

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Requirements and eligibility notes are summarized on the full review page.

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

Harbor brief

FE Credit Flexible Cash Loan

FE Credit

From APR

20.0–48.0%

Amount range

Rp3M

Decision window

Within 24 hours

Term

6–60mo

Best next step

Open the full review before applying

Before you continue

Check: Vietnamese citizen

Check: Age 22-60

Check: Stable income from VND 3M/month

Compare fees, tenor, and lender fit before you move to the provider.

Review offer

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