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Clear borrowing guides, lender explainers, and market updates written for Southeast Asian loan shoppers.

May 19, 2026 • Personal Loans

Which Personal Loan Should You Pick This May?

Discover the best personal loans this May. From low rates to fast approvals, find out which option suits your needs.

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Harbor brief

Toyota Finance Personal Car Loan

Toyota Finance Australia

From APR

7.0–12.0%

Amount range

A$5k–A$150k

Decision window

Shown on full review

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Australian resident

Check: Regular income

Check: Age 18+

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

Westpac Car Loan

Westpac

From APR

6.49–12.99%

Amount range

A$5k–A$100k

Decision window

Shown on full review

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Australian resident or citizen

Check: Regular income

Check: Age 18+

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

CommBank Secured Car Loan

Commonwealth Bank

From APR

6.79–10.79%

Amount range

A$4k–A$120k

Decision window

Shown on full review

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Australian resident

Check: Regular income

Check: Age 18+

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

Plenti Secured Car Loan

Plenti

From APR

7.49%

Amount range

A$5k–A$75k

Decision window

Personalised rate in as little as 60 seconds; average settlement about 24 hours

Term

36–84mo

Best next step

Open the full review before applying

Before you continue

Check: Australian resident

Check: Credit assessment required

Check: Vehicle used as security for secured loan

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

NAB Secured Car Loan

NAB

From APR

6.74–13.54%

Amount range

A$10k–A$100k

Decision window

Same day approval with funds within one business day after agreement

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Australian sole borrower

Check: Direct debit repayments

Check: Vehicle used as security

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

OurMoneyMarket Personal Loan

OurMoneyMarket

From APR

5.95–18.99%

Amount range

A$5k–A$75k

Decision window

Fast online approval

Term

24–60mo

Best next step

Open the full review before applying

Before you continue

Check: Australian citizen or permanent resident

Check: 18 years or older

Check: Regular income

Compare fees, tenor, and lender fit before you move to the provider.