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Clear borrowing guides, lender explainers, and market updates written for Southeast Asian loan shoppers.

Jun 11, 2026 • Personal Loans

PTSB vs. Revolut: Which Personal Loan Fits You Best?

Comparing PTSB and Revolut personal loans reveals major differences in terms of APR and borrowing limits. Find out which loan aligns with your financial needs this summer.

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Jun 10, 2026 • Personal Loans

Myth-Busting Personal Loans: What You Need to Know

Think flat rates are the cheapest? Think again. Discover the truth behind common personal loan myths and make informed decisions with confidence this summer.

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Harbor brief

Revolut Personal Loan

Revolut

From APR

6.5–12.99%

Amount range

€2k–€30k

Decision window

Apply in-app, quick decision

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Republic of Ireland resident

Check: Age 18+

Check: Revolut account required

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

PTSB Personal Loan

Permanent TSB

From APR

6.2–8.8%

Amount range

€1.5k–€75k

Decision window

Approval in minutes online or in-app

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Age 18+

Check: Republic of Ireland resident

Check: PTSB current account required for drawdown

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

Avant Money Personal Loan

Avant Money

From APR

6.7–19.9%

Amount range

€5k–€75k

Decision window

Apply online, approval subject to review

Term

12–120mo

Best next step

Open the full review before applying

Before you continue

Check: Age 18+

Check: Resident in Republic of Ireland

Check: Subject to lending criteria

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

Credit Union Personal Loans in Ireland

Irish Credit Unions

From APR

8.0–12.68%

Amount range

€1k–€75k

Decision window

Varies by credit union, many offer quick approval

Term

12–120mo

Best next step

Open the full review before applying

Before you continue

Check: Credit union membership required

Check: Republic of Ireland resident

Check: Loan interest rebate available at year-end

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

An Post Personal Loan

An Post Money

From APR

6.9–19.9%

Amount range

€5k–€75k

Decision window

Apply online

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Republic of Ireland resident

Check: Subject to lending criteria and credit history

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

Bank of Ireland Personal Loan

Bank of Ireland

From APR

7.1–8.9%

Amount range

€2k–€75k

Decision window

Online applications in about 15 minutes for existing customers

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Age 18+

Check: Resident in the Republic of Ireland

Check: Existing Bank of Ireland current account required for online application

Compare fees, tenor, and lender fit before you move to the provider.