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May 21, 2026 • Personal Loans

ICICI vs SBI: The Personal Loan Showdown

Comparing ICICI and SBI personal loans reveals key differences in rates, processing times, and maximum loan amounts. Discover which bank suits your financial needs best.

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Harbor brief

Bajaj Finserv Car Loan

Bajaj Finserv

From APR

8.0–14.0%

Amount range

₹100k–₹5M

Decision window

Shown on full review

Term

12–96mo

Best next step

Open the full review before applying

Before you continue

Check: Indian resident

Check: Salaried or self-employed

Check: Age 21-70

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

Axis Bank Car Loan

Axis Bank

From APR

8.75–12.5%

Amount range

₹100k

Decision window

Shown on full review

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Indian resident

Check: Salaried or self-employed

Check: Age 21-70

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

ICICI Bank Car Loan

ICICI Bank

From APR

8.4–11.5%

Amount range

₹100k

Decision window

Shown on full review

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Indian resident

Check: Salaried or self-employed

Check: Age 21-65

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

SBI New Car Loan

State Bank of India

From APR

8.9–9.85%

Amount range

₹100k

Decision window

Quick disbursement after approval

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Aged 21 to 70

Check: Net annual income at least ₹3 lakh

Check: Regular income and credit assessment

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

HDFC Bank New Car Loan

HDFC Bank

From APR

8.15%

Amount range

₹100k–₹2.5M

Decision window

Loan disbursal in as little as 30 minutes

Term

12–84mo

Best next step

Open the full review before applying

Before you continue

Check: Salaried or self-employed applicant

Check: Minimum age 21

Check: Minimum income ₹3 lakh per annum

Compare fees, tenor, and lender fit before you move to the provider.

Harbor brief

Poonawalla Fincorp Personal Loan

Poonawalla Fincorp

From APR

9.0–22.0%

Amount range

₹50k–₹2.5M

Decision window

10 minutes

Term

12–60mo

Best next step

Open the full review before applying

Before you continue

Check: Indian citizen

Check: Age 21-58

Check: Salaried with ₹18,000+/month

Compare fees, tenor, and lender fit before you move to the provider.